Will You Please Shed Some Light….
as to why why WHY this stuff keeps happening to me?
Not that long ago you remember me talking about my issue with the energy company & them coming back to me & saying I owed them for the past 2 years because of a faulty meter. The Wahm community supported me & pulled together & got me out of that situation.
Things have been going good…until today!
Yesterday at church I recommitted my life to the Lord because I’ve been pretty off track lately with my relationship with God and my spirituality. I just needed that rejuvenation. I also made a commitment yesterday to tithe NO MATTER what (I’ve been a pretty hit & miss tither for quite some time) my financial situation was. The reason I say I’ve been a hit & miss tither (tithe means 10%) is because on weeks that I felt I couldn’t afford to give that check to the church I just didn’t do it. Well yesterday I made the commitment that I HAD to give it to the church because it’s God’s anyways, not mine.
So here it is today and the drama is unfolding…again.
I check my checking account online a couple times a week to keep up with balancing it & marking everything that has cleared. So anyways I go in today after the Mom’s Morning Show only to find that there is a very unusual withdrawal of $343.88 in there & all it says is garnishment. Immedietely I call the bank & of course my local branch can’t help me so they give me a # to a downstate office & the girl that handles garnishments. I call & get her voice mail (go figure). I call back to my local branch to ask what to do about my rent check, my check to the church, my check to my dad that are all in the process of bouncing now because of this withdrawal. The girls say I need to talk to the lady that handles garnishments.
So I wait.
I just got off the phone with her. The garnishment is for $6,636.00 (and some odd change). She tells me the company it’s from – the original judgment was filed against me in 1999 & now they have legal rights to money that isn’t in my checking account….go figure.
So now on top of them taking this money, I have to worry about coming up with the funds to pay my rent (or get evicted). That is the biggest problem I’m worried about. I placed a call to my Pastor (and how absolutely HUMILIATING) and left a voice mail for his wife to call me back so I can let her know to please not deposit the check I wrote because other words it will bounce. I can’t wait to have that talk with her – how utterly embarrassing!!!!
So now after all the fees get paid to the bank I have to close my checking account because this company (it’s from a really really old – from before I had Caleb & was with his dad & off work because of my pregnancy related problems – car loan & the car got reposed) can legally go in every month & just take money. The girl in the garnishment department explained to me that the withdrawal for this amount came out before the other checks but if it would of came in after the other checks came out then she would of simply replied back to the company that the funds were not there.
So what now?
Waiting for call back from Pastor’s wife so I can explain to her the situation & ask her to please not deposit my measly $20 check plus ask her if there is any way the church can help me with groceries because I can’t even afford to go buy a loaf of bread of gallon of milk at the moment. And then I’ll just keep doing what I’ve been doing since this drama all started unfolding this morning – pray. I can’t humanly handle this situation so it is up to God to work things out for the best interest of Caleb and I.
And of course there is the anger, frustration, embarrassment, and every other emotion tied with it all. It’s hard to remain calm about the situation when it’s my younger days stupidity that is making my life (credit wise, financial wise) so difficult now-a-days.
Well praise God! I just got a phone call from my Pastor & I explained the situation to him, he had his wife call their bank because they just deposited all the checks this morning & the bank had not ran any of them through yet so that is a $20 check that won’t bounce & leave with a $30 fee. Praise God! That’s something to rejoice about that’s for sure.
I’m popping in a praise & worship CD & going to spend some time with the Lord thanking him for whatever outcome this situation has. And I need to stop feeling sorry for myself so what better way than to listen to praise & worship music!
Edited to Add:
I receive an email everyday from Joel Osteen Ministries & today’s just came a little bit ago & here’s what today’s message was:
He is the Deliverer
Today’s Scripture
“A Righteous man may have many troubles, but the Lord delivers him from them all” (Psalm 34:19)Today’s Word from Joel and Victoria
No matter what “troubles” you may be facing today, God has promised to deliver you! And notice this verse doesn’t say He’s going to deliver you from “some” of your troubles — “if you say and do everything perfectly.” No, if you are righteous today, God promises to deliver you from all of your troubles. How do you know if you are righteous? When you receive Jesus as your Lord and Savior, when you accept His forgiveness and believe He is working in your life, then you are righteous. Your faith and belief in the goodness of God is His righteousness at work in your heart. The Bible says in Romans 4, that “Abraham believed God and it was counted to him as righteousness.”If you are facing troubles today, expect that God has a way of escape for you. Expect that He is working behind the scenes on your behalf. Meditate on this verse and let it sink deep into your heart. Know that God is good and He is your Deliverer today. Believe in His goodness and faithfulness and He will deliver you into the life of victory that He has planned!
A Prayer for Today
Heavenly Father, thank you for making me righteous by the blood of Jesus. I receive Your promises and choose to believe that You are working behind the scenes on my behalf. Thank You for being my Deliverer today and always! In Jesus Name. Amen.
Talk about a sign from the Lord! It doesn’t get any clearer than that




1Tricia
wrote on 7 January 2008 at 18:16
I will be praying for and with you. If there is anything I can do to help please let me know.
2Shannon Smith
wrote on 8 January 2008 at 15:10
I love this attitude Tishia! Woo hoo! You’re so right, there is nothing you can do about it so you have to let God. I’ll be praying for a quick answer.
Also, you might want to try calling them and trying to work something out. If you close your current bank account and get another one, they will eventually find out and just attach it too. If you contact them, you might be able to work out smaller payments.
3Donna
wrote on 9 January 2008 at 22:12
You might want to check the laws in your state as well about notification and about the amount they can take out. In CT, there’s a particular formula the courts use taking into account your income and costs of living, so that exact thing doesn’t happen – you dont’ have money for food or rent.
Good luck, Tishia. I’ll say a prayer for you this week and hope that 2008 really is your year for things to turn around.